In a co-insurance example, if the allowed charge is $1,000 and the co-insurance is 20%, how much does the patient pay after meeting the deductible?

To determine how much the patient pays in a co-insurance scenario, it's important to understand how co-insurance works. Co-insurance is a cost-sharing arrangement where the insurance plan and the patient share the costs of a covered healthcare service after the deductible has been met.

In this case, the allowed charge for the service is $1,000, and the co-insurance rate is 20%. This means that after the deductible is satisfied, the patient is responsible for 20% of the allowed charge, while the insurance covers the remaining 80%.

To calculate the patient's share:

1. Determine the amount of the allowed charge that the patient must pay:

• 20% of $1,000 = 0.20 * $1,000 = $200.

Thus, after meeting the deductible, the patient will pay $200 for the service. This aligns with the correct answer provided.

It's also notable that the other options do not reflect the correct calculation based on the stated co-insurance percentage. This calculation illustrates how co-insurance can affect a patient's out-of-pocket expenses.